Terms & Conditions

Please read these Terms & Conditions carefully. The Terms & Conditions impose legal obligations on you. By using the Services of BRAINKRUPTCY, you are acknowledging that you have read and understood these Terms of Service and agree to be legally bound by them.

1 Definitions

The following terms shall have the following meaning:
(1) User means a person that has registered to obtain the Services of BRAINKRUPTCY.
(2) Services mean those of the services provided by BRAINKRUPTCY and selected by the User.
(3) Website means brainkruptcy.com.

2 Provision of Services

BRAINKRUPTCY shall make commercially reasonable efforts to make the Services always available to the User, and shall restore the Services as soon as reasonably possible in the event of any interruption. BRAINKRUPTCY shall not be liable for any failure to provide the Services.

BRAINKRUPTCY does not warrant that the Services of BRAINKRUPTCY will be error-free or uninterrupted.

3 Use of Information

The User is permitted to store, manipulate, analyze the bankruptcy risk information provided by the Services of BRAINKRUPTCY and use the Services for the User’s private use. In no event shall the User sell, resell, retransmit, redistribute, provide or permit access to any bankruptcy risk information or the Services as is, or to repackage bankruptcy risk information to anyone with any subscription. Please contact contact@brainkruptcy.com for any commercial usage of the data.

4 No Warranties

BRAINKRUPTCY would like to remind you that the data contained in this Website is not necessarily accurate. All bankruptcy risk information provided by the Services of BRAINKRUPTCY represents probabilities or predictions that can only occur with a certain probability. Therefore, BRAINKRUPTCY doesn’t bear any responsibility for any losses that you might incur as a result of using this data. BRAINKRUPTCY or anyone involved with BRAINKRUPTCY will not accept any liability for losses or damages as a result of reliance on the information contained within this Website.

BRAINKRUPTCY does not give any warranties (including, without limitation, as to merchantability or fitness for a particular purpose or use). Without limitation to this clause, BRAINKRUPTCY does not warrant that access to the Website will not expose the User to viruses or other harmful items, and no assurance can be given that the Website or any linked website will not harm or cause loss to the User, or the User’s computer or network.

5 Access to the Services

The User shall have a username and password (specified by the User) that enables the User to access the Services. The User is responsible for maintaining the confidentiality of the username and password and is not entitled to disclose the username or password to any other person.

The Services are offered on a monthly subscription basis. As a result, the User is under no long-term obligations. The User can cancel their subscription any time, and the minimum period of commitment is one month.

6 Use of Personal Information

If the User is an individual, BRAINKRUPTCY and its agents are authorized to collect information about the User. This information may be used to enable access to the Services, for statistical analysis, research and marketing purposes.

The User can request access to and correction of any personal information held by BRAINKRUPTCY about the User. Any such request must be in writing and BRAINKRUPTCY, at its discretion, may charge for any costs reasonably incurred in responding to such a request.

7 Termination

Without prejudice to any other rights, BRAINKRUPTCY may without notice terminate its contract with the User immediately if the User fails to comply with any of these terms and conditions, or if BRAINKRUPTCY ceases to supply any Services. Users wishing to cancel subscription-based services can cancel at any time.

8 Refunds

BRAINKRUPTCY does not allow refunds or exchanges on any of its Services. All sales are final.

9 Exclusion of Liability

To the maximum extent permitted by law, BRAINKRUPTCY excludes all and any liability to the User arising out of the contract between BRAINKRUPTCY and the User. Notwithstanding and without limiting any provision of these terms and conditions, any claim brought by the User against BRAINKRUPTCY must be served within one year following the date on which the cause of action accrued.

10 Indemnity

The User indemnifies BRAINKRUPTCY against all and any losses, costs (including legal costs on a solicitor-client basis), expenses and damages, whether direct or indirect, arising from or in connection with a claim by a third party against BRAINKRUPTCY relating to Services obtained by the User.

11 Assignment

The User may not assign its rights under the contract between BRAINKRUPTCY and the User.

12 Severability

If any provision of these terms and conditions is found to be invalid or unenforceable to any extent, the remainder of the terms and conditions shall not be affected and shall remain enforceable to the greatest extent permitted by law.

13 Amendments

BRAINKRUPTCY reserves the right to alter these terms and conditions at any time. BRAINKRUPTCY will endeavor to provide reasonable notice to the User of any variation by posting the new terms and conditions on the Website and by email to the User at the last email address which the User has used to correspond with BRAINKRUPTCY.